*{margin:0;padding:0;box-sizing:border-box}:root{--navy-dark:#1e3a5f;--navy-medium:#2c5282;--navy-light:#3d5a80;--gold-justice:#b8860b;--gold-light:#d4a829;--gold-pale:#f4e4c1;--white:#ffffff;--charcoal:#374151;--charcoal-light:#4b5563;--gray-100:#f7f7f7;--gray-200:#e5e7eb;--gray-300:#d1d5db;--red-accent:#991b1b;--success-green:#166534;--font-heading:'Libre Baskerville',serif;--font-body:'Source Serif 4',serif;--font-system:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--spacing-xs:0.5rem;--spacing-sm:1rem;--spacing-md:1.5rem;--spacing-lg:2rem;--spacing-xl:3rem;--spacing-2xl:4rem;--spacing-3xl:6rem;--max-width:1200px;--max-width-narrow:800px;--border-radius:4px;--border-radius-lg:8px;--shadow-sm:0 1px 3px rgba(30,58,95,0.12);--shadow-md:0 4px 12px rgba(30,58,95,0.15);--shadow-lg:0 10px 30px rgba(30,58,95,0.2);--shadow-xl:0 20px 50px rgba(30,58,95,0.25);--transition-fast:0.15s ease;--transition-base:0.3s ease;--transition-slow:0.5s ease}html{font-size:16px;scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);font-size:1.0625rem;line-height:1.7;color:var(--charcoal);background-color:var(--white);overflow-x:hidden}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:700;line-height:1.2;color:var(--navy-dark);margin-bottom:var(--spacing-md);letter-spacing:-0.02em}h1{font-size:clamp(2rem,5vw,3rem);margin-bottom:var(--spacing-lg);line-height:1.1}h2{font-size:clamp(1.75rem,4vw,2.25rem);margin-bottom:var(--spacing-md)}h3{font-size:clamp(1.375rem,3vw,1.75rem)}h4{font-size:1.25rem}h5{font-size:1.125rem}p{margin-bottom:var(--spacing-md)}p:last-child{margin-bottom:0}a{color:var(--navy-medium);text-decoration:none;transition:color var(--transition-base)}a:hover{color:var(--gold-justice)}strong{font-weight:700;color:var(--navy-dark)}em{font-style:italic}.container{max-width:var(--max-width);margin:0 auto;padding:0 var(--spacing-md)}.container-narrow{max-width:var(--max-width-narrow);margin:0 auto;padding:0 var(--spacing-md)}.section{padding:var(--spacing-3xl) 0}.section-sm{padding:var(--spacing-2xl) 0}.section-lg{padding:4rem 0}.hero{background-image:linear-gradient(135deg,rgba(26,54,93,0.9) 0%,rgba(45,74,124,0.85) 50%,rgba(74,111,165,0.8) 100%),url('/images/hero.jpg');background-size:cover;background-position:center;background-repeat:no-repeat}@media (min-width:768px){.section{padding:5rem 0}.section-lg{padding:6rem 0}}.header{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy-medium) 100%);color:var(--white);padding:var(--spacing-sm) 0;position:sticky;top:0;z-index:1000;box-shadow:var(--shadow-md)}.header-content{display:flex;justify-content:space-between;align-items:center;gap:var(--spacing-md)}.logo{font-family:var(--font-heading);font-size:1.5rem;font-weight:700;color:var(--white);text-decoration:none;display:flex;align-items:center;gap:var(--spacing-xs);transition:transform var(--transition-base)}.logo:hover{color:var(--gold-light);transform:translateY(-2px)}.logo-icon{width:32px;height:32px;background:var(--gold-justice);border-radius:4px;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.25rem}.header-phone{display:flex;align-items:center;gap:var(--spacing-sm);background:var(--gold-justice);color:var(--white);padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius);font-family:var(--font-heading);font-weight:700;font-size:1.125rem;text-decoration:none;transition:all var(--transition-base);box-shadow:var(--shadow-sm)}.header-phone:hover{background:var(--gold-light);color:var(--white);transform:translateY(-2px);box-shadow:var(--shadow-md)}.phone-icon{font-size:1.25rem}.nav-toggle{display:none;background:transparent;border:2px solid var(--white);color:var(--white);font-size:1.5rem;padding:var(--spacing-xs);cursor:pointer;border-radius:var(--border-radius);transition:all var(--transition-base)}.nav-toggle:hover{background:var(--gold-justice);border-color:var(--gold-justice)}.main-nav{background:var(--navy-light);border-bottom:3px solid var(--gold-justice)}.nav-list{list-style:none;display:flex;justify-content:center;align-items:center;gap:var(--spacing-xs);padding:0;margin:0;flex-wrap:wrap}.nav-list li a{display:block;padding:var(--spacing-sm) var(--spacing-md);color:var(--white);font-family:var(--font-body);font-weight:600;font-size:0.9375rem;transition:all var(--transition-base);border-bottom:3px solid transparent;text-transform:uppercase;letter-spacing:0.05em}.nav-list li a:hover,.nav-list li a.active{background:rgba(184,134,11,0.15);border-bottom-color:var(--gold-justice);color:var(--gold-light)}@media (max-width:768px){.nav-toggle{display:block}.main-nav{display:none}.main-nav.active{display:block}.nav-list{flex-direction:column;gap:0}.nav-list li{width:100%}.nav-list li a{border-bottom:1px solid rgba(255,255,255,0.1)}.header-phone{font-size:0.9375rem;padding:var(--spacing-xs) var(--spacing-sm)}.logo{font-size:1.25rem}}.hero{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy-medium) 50%,var(--navy-light) 100%);color:var(--white);padding:var(--spacing-3xl) 0;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:repeating-linear-gradient( 45deg,transparent,transparent 10px,rgba(184,134,11,0.03) 10px,rgba(184,134,11,0.03) 20px );pointer-events:none}.hero-content{position:relative;z-index:1;max-width:900px;margin:0 auto;text-align:center}.hero h1{color:var(--white);margin-bottom:var(--spacing-md);text-shadow:0 2px 4px rgba(0,0,0,0.2)}.hero-subheadline{font-size:clamp(1.125rem,2.5vw,1.375rem);margin-bottom:var(--spacing-lg);color:var(--gold-pale);font-weight:400;line-height:1.5}.hero-body{font-size:1.125rem;margin-bottom:var(--spacing-xl);line-height:1.7;color:rgba(255,255,255,0.95)}.hero-ctas{display:flex;gap:var(--spacing-md);justify-content:center;flex-wrap:wrap;margin-bottom:var(--spacing-xl)}.trust-badges{display:flex;justify-content:center;gap:var(--spacing-lg);flex-wrap:wrap;padding-top:var(--spacing-lg);border-top:1px solid rgba(255,255,255,0.2)}.trust-badge{display:flex;align-items:center;gap:var(--spacing-xs);font-size:0.9375rem;color:var(--gold-pale)}.trust-badge-icon{font-size:1.25rem;color:var(--gold-justice)}@media (max-width:640px){.hero-ctas{flex-direction:column}.trust-badges{flex-direction:column;align-items:center;gap:var(--spacing-sm)}}.btn{display:inline-block;padding:1rem 2rem;font-family:var(--font-heading);font-weight:700;font-size:1rem;text-align:center;text-decoration:none;border-radius:var(--border-radius);transition:all var(--transition-base);cursor:pointer;border:2px solid transparent;box-shadow:var(--shadow-sm);text-transform:uppercase;letter-spacing:0.05em}.btn-primary{background:var(--gold-justice);color:var(--white);border-color:var(--gold-justice)}.btn-primary:hover{background:var(--gold-light);color:var(--white);transform:translateY(-2px);box-shadow:var(--shadow-md)}.btn-secondary{background:var(--white);color:var(--navy-dark);border-color:var(--white)}.btn-secondary:hover{background:var(--gold-pale);color:var(--navy-dark);transform:translateY(-2px);box-shadow:var(--shadow-md)}.btn-outline{background:transparent;color:var(--navy-dark);border-color:var(--navy-dark)}.btn-outline:hover{background:var(--navy-dark);color:var(--white)}.btn-large{padding:1.25rem 2.5rem;font-size:1.125rem}.btn-block{display:block;width:100%}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-lg);margin-top:var(--spacing-xl)}.card{background:var(--white);border:2px solid var(--gray-200);border-radius:var(--border-radius-lg);padding:var(--spacing-lg);transition:all var(--transition-base);position:relative;overflow:hidden}.card::before{content:'';position:absolute;top:0;left:0;width:4px;height:0;background:var(--gold-justice);transition:height var(--transition-base)}.card:hover{border-color:var(--gold-justice);box-shadow:var(--shadow-lg);transform:translateY(-4px)}.card:hover::before{height:100%}.card-icon{width:60px;height:60px;background:linear-gradient(135deg,var(--navy-dark),var(--navy-medium));color:var(--gold-justice);border-radius:var(--border-radius);display:flex;align-items:center;justify-content:center;font-size:1.75rem;margin-bottom:var(--spacing-md);box-shadow:var(--shadow-md)}.card h3{font-size:1.375rem;margin-bottom:var(--spacing-sm);color:var(--navy-dark)}.card p{color:var(--charcoal-light);margin-bottom:var(--spacing-md)}.card-link{color:var(--gold-justice);font-weight:700;text-decoration:none;display:inline-flex;align-items:center;gap:var(--spacing-xs);font-family:var(--font-heading);font-size:0.9375rem;text-transform:uppercase;letter-spacing:0.05em;transition:gap var(--transition-base)}.card-link:hover{gap:var(--spacing-sm)}.section-header{text-align:center;max-width:800px;margin:0 auto var(--spacing-xl)}.section-label{color:var(--gold-justice);font-family:var(--font-heading);font-weight:700;text-transform:uppercase;letter-spacing:0.1em;font-size:0.875rem;margin-bottom:var(--spacing-sm)}.section-bg-gray{background:var(--gray-100)}.section-bg-navy{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy-medium) 100%);color:var(--white)}.section-bg-navy h2,.section-bg-navy h3{color:var(--white)}.section-bg-navy p{color:rgba(255,255,255,0.9)}.features-list{list-style:none;padding:0;margin:var(--spacing-xl) 0}.features-list li{display:flex;align-items:flex-start;gap:var(--spacing-md);margin-bottom:var(--spacing-md);padding:var(--spacing-md);background:var(--white);border-left:4px solid var(--gold-justice);border-radius:var(--border-radius);box-shadow:var(--shadow-sm);transition:all var(--transition-base)}.features-list li:hover{box-shadow:var(--shadow-md);transform:translateX(8px)}.feature-icon{flex-shrink:0;width:48px;height:48px;background:linear-gradient(135deg,var(--navy-dark),var(--navy-medium));color:var(--gold-justice);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.25rem}.feature-content h4{margin-bottom:var(--spacing-xs);color:var(--navy-dark)}.feature-content p{margin-bottom:0;color:var(--charcoal-light)}.process-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-xl);margin-top:var(--spacing-xl);position:relative}.step{text-align:center;position:relative}.step-number{width:80px;height:80px;background:linear-gradient(135deg,var(--gold-justice),var(--gold-light));color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:2rem;font-weight:700;margin:0 auto var(--spacing-md);box-shadow:var(--shadow-lg);position:relative;z-index:1}.step h3{font-size:1.25rem;margin-bottom:var(--spacing-sm)}.step p{color:var(--charcoal-light)}@media (min-width:768px){.process-steps::before{content:'';position:absolute;top:40px;left:10%;right:10%;height:2px;background:linear-gradient(to right,var(--gold-justice),var(--gold-light));z-index:0}}.testimonials-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-lg);margin-top:var(--spacing-xl)}.testimonial{background:var(--white);padding:var(--spacing-lg);border-radius:var(--border-radius-lg);box-shadow:var(--shadow-md);border-top:4px solid var(--gold-justice);position:relative}.testimonial-quote{font-size:1.125rem;line-height:1.7;color:var(--charcoal);margin-bottom:var(--spacing-md);font-style:italic}.testimonial-quote::before{content:'\201C';font-size:3rem;color:var(--gold-justice);position:absolute;top:var(--spacing-md);left:var(--spacing-md);opacity:0.3;font-family:Georgia,serif}.testimonial-author{display:flex;align-items:center;gap:var(--spacing-sm);padding-top:var(--spacing-md);border-top:1px solid var(--gray-200)}.testimonial-name{font-family:var(--font-heading);font-weight:700;color:var(--navy-dark)}.testimonial-location{color:var(--charcoal-light);font-size:0.9375rem}.star-rating{color:var(--gold-justice);font-size:1rem;margin-bottom:var(--spacing-xs)}.faq-list{max-width:900px;margin:var(--spacing-xl) auto 0}.faq-item{background:var(--white);border:2px solid var(--gray-200);border-radius:var(--border-radius-lg);margin-bottom:var(--spacing-md);overflow:hidden;transition:all var(--transition-base)}.faq-item:hover{border-color:var(--gold-justice)}.faq-question{width:100%;padding:var(--spacing-md) var(--spacing-lg);background:var(--white);border:none;text-align:left;font-family:var(--font-heading);font-size:1.125rem;font-weight:700;color:var(--navy-dark);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:var(--spacing-md);transition:background var(--transition-base)}.faq-question:hover{background:var(--gray-100)}.faq-question.active{background:var(--navy-dark);color:var(--white)}.faq-icon{flex-shrink:0;font-size:1.5rem;transition:transform var(--transition-base);color:var(--gold-justice)}.faq-question.active .faq-icon{transform:rotate(180deg);color:var(--gold-light)}.faq-answer{max-height:0;overflow:hidden;transition:max-height var(--transition-slow)}.faq-answer.active{max-height:1000px}.faq-answer-content{padding:var(--spacing-md) var(--spacing-lg);color:var(--charcoal-light);line-height:1.7}.form-group{margin-bottom:var(--spacing-md)}.form-label{display:block;font-family:var(--font-heading);font-weight:700;color:var(--navy-dark);margin-bottom:var(--spacing-xs);font-size:0.9375rem}.form-input,.form-select,.form-textarea{width:100%;padding:var(--spacing-sm) var(--spacing-md);font-family:var(--font-body);font-size:1rem;color:var(--charcoal);background:var(--white);border:2px solid var(--gray-300);border-radius:var(--border-radius);transition:all var(--transition-base)}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:var(--gold-justice);box-shadow:0 0 0 3px rgba(184,134,11,0.1)}.form-textarea{min-height:120px;resize:vertical}.form-required{color:var(--red-accent)}.contact-form{background:var(--white);padding:var(--spacing-xl);border-radius:var(--border-radius-lg);box-shadow:var(--shadow-lg);border-top:4px solid var(--gold-justice)}.cta-section{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy-medium) 100%);color:var(--white);padding:var(--spacing-3xl) 0;text-align:center;position:relative;overflow:hidden}.cta-section::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:repeating-linear-gradient( 45deg,transparent,transparent 10px,rgba(184,134,11,0.05) 10px,rgba(184,134,11,0.05) 20px );pointer-events:none}.cta-content{position:relative;z-index:1;max-width:800px;margin:0 auto}.cta-section h2{color:var(--white);margin-bottom:var(--spacing-md)}.cta-section p{font-size:1.125rem;margin-bottom:var(--spacing-xl);color:rgba(255,255,255,0.9)}.cta-buttons{display:flex;gap:var(--spacing-md);justify-content:center;flex-wrap:wrap}.footer{background:var(--navy-dark);color:rgba(255,255,255,0.8);padding:var(--spacing-3xl) 0 var(--spacing-lg)}.footer-content{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-xl);margin-bottom:var(--spacing-xl)}.footer-section h4{color:var(--white);font-size:1.125rem;margin-bottom:var(--spacing-md)}.footer-links{list-style:none;padding:0;margin:0}.footer-links li{margin-bottom:var(--spacing-xs)}.footer-links a{color:rgba(255,255,255,0.8);text-decoration:none;transition:color var(--transition-base);display:inline-block}.footer-links a:hover{color:var(--gold-light);padding-left:var(--spacing-xs)}.footer-contact p{display:flex;align-items:center;gap:var(--spacing-xs);margin-bottom:var(--spacing-sm)}.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding-top:var(--spacing-md);text-align:center;font-size:0.9375rem;color:rgba(255,255,255,0.6)}.footer-disclaimer{max-width:900px;margin:var(--spacing-lg) auto 0;padding:var(--spacing-md);background:rgba(0,0,0,0.2);border-radius:var(--border-radius);font-size:0.875rem;line-height:1.6}.location-badges{display:flex;flex-wrap:wrap;gap:var(--spacing-sm);margin-top:var(--spacing-md)}.location-badge{background:var(--white);border:2px solid var(--gold-justice);color:var(--navy-dark);padding:var(--spacing-xs) var(--spacing-md);border-radius:50px;font-size:0.9375rem;font-weight:600;text-decoration:none;transition:all var(--transition-base);display:inline-flex;align-items:center;gap:var(--spacing-xs)}.location-badge:hover{background:var(--gold-justice);color:var(--white);transform:translateY(-2px);box-shadow:var(--shadow-sm)}table{width:100%;border-collapse:collapse;margin:var(--spacing-lg) 0;background:var(--white);box-shadow:var(--shadow-sm);border-radius:var(--border-radius-lg);overflow:hidden}thead{background:var(--navy-dark);color:var(--white)}th{padding:var(--spacing-md);text-align:left;font-family:var(--font-heading);font-weight:700}td{padding:var(--spacing-md);border-bottom:1px solid var(--gray-200)}tr:last-child td{border-bottom:none}tbody tr:hover{background:var(--gray-100)}.text-center{text-align:center}.text-gold{color:var(--gold-justice)}.text-navy{color:var(--navy-dark)}.text-white{color:var(--white)}.mb-0{margin-bottom:0}.mt-lg{margin-top:var(--spacing-lg)}.mb-lg{margin-bottom:var(--spacing-lg)}.hidden{display:none}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}@keyframes fadeInUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{from{opacity:0}to{opacity:1}}.fade-in-up{animation:fadeInUp 0.6s ease-out}.fade-in{animation:fadeIn 0.6s ease-out}@media (max-width:640px){.hide-mobile{display:none}}@media (min-width:641px){.show-mobile{display:none}}@media print{.header,.footer,.nav,.btn,.cta-section{display:none}body{font-size:12pt;line-height:1.5;color:#000}}.certifications-section{background:var(--color-gray-100,#f3f4f6);padding:1.5rem 0;border-bottom:1px solid var(--color-gray-200,#e5e7eb)}.certifications-row{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:1.5rem 2.5rem}.certification-badge{display:flex;align-items:center;gap:0.5rem;font-size:0.9rem;color:var(--color-gray-700,#374151);font-weight:500}.cert-icon{font-size:1.1rem}.cert-text{white-space:nowrap}@media (max-width:768px){.certifications-row{gap:1rem 1.5rem}.certification-badge{font-size:0.8rem}}@media (max-width:480px){.certifications-section{padding:1rem 0}.certifications-row{gap:0.75rem 1rem}}

/* Urgency Badge Styles */
.urgency-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.25rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  margin-bottom: 1rem;
  animation: pulse-badge 2s infinite;
}

.urgency-sub-badge {
  display: block;
  font-size: 0.875rem;
  color: #666;
  margin-bottom: 0.5rem;
}

.urgency-emergency {
  background: linear-gradient(135deg, #dc2626, #b91c1c);
  color: white;
}

.urgency-savings {
  background: linear-gradient(135deg, #059669, #047857);
  color: white;
}

.urgency-seasonal {
  background: linear-gradient(135deg, #d97706, #b45309);
  color: white;
}

.urgency-important {
  background: linear-gradient(135deg, #7c3aed, #6d28d9);
  color: white;
}

.urgency-caring {
  background: linear-gradient(135deg, #0891b2, #0e7490);
  color: white;
}

@keyframes pulse-badge {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.02); }
}


/* Trust/Credentials Section Styles */
.trust-credentials-section {
  background: linear-gradient(135deg, #eff6ff 0%, #dbeafe 100%);
  padding: 4rem 0;
}

.credentials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.credential-card {
  background: white;
  padding: 2rem;
  border-radius: 12px;
  text-align: center;
  box-shadow: 0 4px 15px rgba(0,0,0,0.08);
  transition: transform 0.3s, box-shadow 0.3s;
}

.credential-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 8px 25px rgba(0,0,0,0.12);
}

.credential-icon {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.credential-card h3 {
  color: #1e40af;
  font-size: 1.15rem;
  margin-bottom: 0.75rem;
}

.credential-card p {
  color: #4b5563;
  font-size: 0.95rem;
  line-height: 1.6;
}